Quick summary: If you get certain benefits, you'll be paid £25 automatically for every seven-day spell of freezing weather where you live between 1 November 2026 and 31 March 2027. You don't need to apply. Pension Credit usually qualifies you, and Universal Credit can too if you're not working and have a disability or health condition or a child under 5. People in Scotland get a yearly Winter Heating Payment instead.
Applies in: England, Wales and Northern Ireland. Scotland has its own scheme, explained below. Figures checked September 2026.
The key facts
| What | Detail |
|---|---|
| How much | £25 for each seven-day cold spell |
| When | 1 November 2026 to 31 March 2027 |
| What counts as a cold spell | The average temperature in your area is recorded as, or forecast to be, 0°C or below for seven days in a row |
| Do I need to apply? | No, it's paid automatically if you qualify |
| When does the money arrive? | Usually within 14 working days of the cold spell |
| Where is it paid? | Into the same account as your benefits |
Who gets a Cold Weather Payment?
You need to be getting one of these benefits, and meet the conditions that go with it.
- Pension Credit. You'll usually qualify.
- Universal Credit. You qualify if you (and your partner, if you have one) are not working or "gainfully self-employed", and you either have a health condition or disability that means you have limited capability for work, or you have a child under 5 living with you. If your claim includes the disabled child amount, you qualify whether or not you work.
- Income-related Employment and Support Allowance. You qualify if you're in the work-related activity group or support group, or you get certain premiums, have a disabled child or a child under 5.
- Support for Mortgage Interest. You may qualify if you also have a child under 5, a disabled child or certain premiums.
The full rules are on the GOV.UK eligibility page. If you've recently had a baby, or a child under 5 has come to live with you, report it so your payments aren't missed.
How to check if a payment is due in your area
Cold spells are measured by weather station, so one town can get a payment while the next town doesn't.
- England and Wales: use the Cold Weather Payment postcode checker
- Northern Ireland: see the nidirect Cold Weather Payment page, which links to its own checker
What to do if a payment doesn't arrive
If your area had a cold spell and nothing arrives within 14 working days, tell the office that pays your benefit.
- Universal Credit: add a note to your online journal, or call the number on your Universal Credit letters
- Pension Credit or other benefits: contact the Pension Service or Jobcentre Plus
Living in Scotland? Here's what you get instead
Cold Weather Payments don't exist in Scotland. Instead, Social Security Scotland pays a Winter Heating Payment of £62 once a year, whatever the weather. It's paid automatically from December if you get a qualifying benefit during the qualifying week, which is 2 to 8 November 2026.
Qualifying benefits include Pension Credit, and Universal Credit if you're not working and have a child under 5, a disability element or limited capability for work. If your Universal Credit includes a disabled child element, you can qualify even if you work. The full list is on mygov.scot.
Pensioners in Scotland may also get the Pension Age Winter Heating Payment of between £105.55 and £316.70. See mygov.scot for details.
Winter Fuel Payment for pensioners
The Winter Fuel Payment is separate from the Cold Weather Payment, and you can get both.
- Who: people born on or before 27 June 1960 living in England, Wales or Northern Ireland
- How much: between £100 and £300 for winter 2026 to 2027
- When: most people are paid automatically in November or December 2026, with a letter first
- Income limit: if your own income is over £35,000, HMRC takes it back. Your partner's income doesn't count towards this
Details are on the GOV.UK Winter Fuel Payment page.
Other help with heating this winter
- Warm Home Discount: £150 off your electricity bill if you qualify. Read our guide: Warm Home Discount: who qualifies
- Cheaper electricity for now: the government has removed VAT from electricity from 1 October 2026 to 31 March 2027, according to Ofgem
- Pension Credit: if you're over State Pension age and on a low income, claiming Pension Credit can unlock Cold Weather Payments too. See Pension Credit: the benefit pensioners are missing
- Council crisis help: in England, your council may be able to help with heating costs. See how to apply for Crisis and Resilience Fund help
Watch out for scams
You will never be sent a text or email asking for your bank details to receive a Cold Weather Payment. It's paid automatically. If you get a message like this, don't click any link. Forward the text to 7726, which is free.
If you need food help today
If money for heating means there's nothing left for food, you're not alone. Find your nearest food bank and read how to get a food bank voucher or referral.
Frequently asked questions
Do I need to apply for a Cold Weather Payment?
No. If you qualify, it's paid automatically into the same account as your benefits. You only need to act if you think you've missed a payment.
How much is the Cold Weather Payment in 2026/27?
It's £25 for each seven-day period of very cold weather between 1 November 2026 and 31 March 2027. A long cold winter can mean several payments.
Can I get a Cold Weather Payment on Universal Credit if I work?
Usually not. The main exception is if your Universal Credit includes the disabled child amount, in which case you can qualify whether or not you work.
Does the Cold Weather Payment affect my other benefits?
No. It doesn't reduce your other benefits.
Can I get the Cold Weather Payment in Scotland?
No. Scotland has the Winter Heating Payment instead, a yearly £62 payment made from December whether or not the weather turns cold.
Can I get the Winter Fuel Payment and the Cold Weather Payment?
Yes. They are separate schemes and you can get both if you qualify.
Sources
- GOV.UK: Cold Weather Payment
- GOV.UK: Cold Weather Payment eligibility
- GOV.UK: When you'll get paid
- nidirect: Cold Weather Payment
- mygov.scot: Winter Heating Payment eligibility
- mygov.scot: Pension Age Winter Heating Payment
- GOV.UK: Winter Fuel Payment
- Ofgem: energy price cap, 1 October to 31 December 2026
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Black Country Food Bank (Halesowen Road)
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